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MAKE ALL PAYMENTS PROFITABLE AGAIN.

Payment modernization without the risk.

10M TPS+. Secure. Instant. Ubiquitous. Profitable.

Okanii supplies banks with digital money technology to create a global instant payments network that is owned and operated by the banks. Okanii’s digital asset technology supports any asset, any amount, any use-case, any transfer method.

Okanii frictionless payments

$0.01

Supporting payments as low as

Okanii 100x cost reduction

100

x

Cost reduction

Okanii asset types

100,000

+

Asset types on a single platform

Okanii on a global scale

MM/transactions/sec

On a global scale

Okanii the future of money.jpeg
Okanii payment technology

Market Problems

Payment systems are old and have not kept pace with technology.

cash

Cash costs $1.2 Trillion annually

The physical nature of cash limits use-cases and has high costs due to manual process.

Electronic transactions cost $1 Trillion annually

Electronic transactions' dependency on identity increases risk, fraud, and costs globally.

electronic transactions

Over 1.7 Billion adults are unbanked

$2.2 Trillion of cost annually and 40% of the adult population is still unbanked.

over 1.7 billion adults are unbanked
payment problems

Expensive

$2.2T waste. High operational cost leads to higher pricing and thin margins if any.

Slow

Typically takes 1-4 days to settle.

Unsecure

Hacking, identity theft, friendly fraud, cyber security, and rising fraud costs due to dependency on identity.

Lack of rewards

Only credit cards provide rewards due to the profitability of the credit side, but consumers should be able to receive rewards on all payments regardless of type.

market problems

Trustless

Existing payment rails are a system of redundant checking due to Identity dependence.

Legacy rails

Old, inefficient, slow, and very expensive to operate, maintain and update.

Identity-based

All electronic transactions are based on identity, are expensive, and are prone to fraud /theft.

Lack of data

So much time and money is wasted on reconciliation or trying to find out where your money is in a transaction and when it is going to arrive.

Okanii payment technology

Fragmented payments

Payments are a fragmented product mix as they have evolved over time and banks have only added products to address the whole market. There are over a dozen products, including cash, debit, credit, cheques, drafts, money orders, wires, EFT, ACH, Gyros, etc., to satisfy the needs for P2P, B2C, B2B, G2X, cross-border, online and offline markets. Why?

 

This overlapping fragmentation leads to significantly higher operational costs to support all of these systems and a poor user experience.

 

Okanii's DAT platform provides a single ubiquitous product and experience that addresses the entire market, saving banks a fortune in any use-case they decide to deploy it in.

the future of payments

Ubiquitous payments

One platform for every scenario.

Okanii tokens

B2B

Push/pull, invoice, payroll, mortgages, cross-border.

P2P payment technology

P2P

mNFC, SMS, email, QR.

B2C payments

B2C

POS, NFC, ecommerce.

online and offline payments

Online & Offline

All scenarios.

Okanii
Okanii Logo text
Okanii digital currency.jpeg
Okanii cryptocurrency

Okanii is the only platform that satisfies all six pillars of the internet of value

Competitive solutions operate on top of these legacy platforms.

We simplify payments for all customers.

SIX PILLARS OF THE INTERNET OF VALUE COMPARISON VS. LEGACY RAILS

ecash act

Note: Cost figures from 2018 Payments Canada “Cost of Payments in Canada” whitepaper.

Okanii benefits.jpeg
Okanii payment technology

Benefits

Okanii is the future of all payments.

next generation payments

Low cost

95% cost reduction. Every transaction is profitable from $0.01 to $1B transactions.

Speed

Instant transactions, low latency, no reconciliation.

Secure

Quantum-proof individual tokens are unbreakable.

Scalable

10M+ TPS, global platform for all global assets.

Privacy

Each token is validated, not the person. Personal info is separated from the transaction. No fraud or identity theft.

Trust

Good funds guaranteed 100%, no counterparty risk.

Loyalty/Incentives

Affiliate programs, merchant digital cash, community currency, Event currency.

Flexibility/Future-proofed

Modular micro-services architecture provides limitless flexibility.

solving real problems in financial services

Convenience/User experience

Everything in one place, all transactions, receipts, points, etc.

Multi-asset

Ubiquitous platform. Individual self-contained tokens facilitate all assets all use-cases, all transfer technologies.

Bank owned & controlled

White-labeled platform, banks keep full control.

Micro-payments, IoT, gig economy

Untapped revenue streams in the trillions with dozens of use-cases.

Turn-key integration

Minimum integration effort for banks to deploy.

Open, secure APIs

Modern APIs secured with asymmetric cryptography.

Data-rich

Okanii platform supports programable data with each token.

Molecules Bio
Okanii

REVOLUTIONIZING THE PAYMENTS & VALUE TRANSFER INDUSTRIES

If you are a Bank, Merchant, Processor or Developer in the payment eco-system,
contact us to learn how we can help you.